There are 5 talents in The Guild. A character's level in a talent is denoted by stars, with 6 being the max level in a talent. Talents can have half stars, for example a character can have 3.5 starts in a talent. Talents can be increased by spending APs to study, reading a Talent Book, or as a child playing with certain toys.
Enables you to sometimes get a deal when buying or selling goods.
The higher this skill is the more efficiently your employees work.